What HonestAI does
HonestAI builds AI-based credit assessment and lending infrastructure for South Korea's financial industry, including an AI Loan Banking-as-a-Service platform used by 29 savings banks under Korea's financial regulatory sandbox, and operates the consumer investment app Honest Fund. The Seoul-based company, founded in February 2015 and rebranded from Honest Fund to HonestAI in 2024, runs an in-house AI lab focused on predictive AI, generative AI, and MLOps for credit risk, strategy, and back-office automation. HonestAI raised 14.4 billion won (~$10.3M) in a round led by AAK with fintech security firm ATON participating, announced around December 31, 2025, after reporting a more than fourfold jump in December loan-origination volume, per Edaily and Digital Daily.
HonestAI is a finance tool on Falcoscan. AI credit-risk and lending platform for banks and savings banks. Falcoscan rates HonestAI with an Opportunity score of 72/100, a Saturation score of 35/100, and a Wrapper-risk score of 12/100. Market signal: rising. HonestAI is founded in 2015, currently at Series_b stage. Pricing: Paid.