Kredivo provides instant digital credit to consumers across Indonesia, Vietnam, and the Philippines using ML credit scoring on alternative data. Backed by Square Peg, Mirae Asset. Founded by Akshay Garg, Alie Tan, Umang Rustagi.
How Kredivo compares with its closest alternatives
3 of the 5 closest alternatives have a free plan, as Kredivo does. All 5 offer an API, as Kredivo does. Kredivo offers a web app and a mobile app. Of the 4 alternatives with platforms on record, 3 offer a web app and all 4 offer a mobile app. Kredivo was founded in 2016; the alternatives were founded between 2012 and 2020, 2 of them earlier. Kredivo is based in Jakarta, Indonesia; 2 of its 5 alternatives are in Indonesia too, and the others in Mexico, the United Arab Emirates and Saudi Arabia.
Market position · Finance
How Kredivo compares in Finance
Kredivo has moderate opportunity and sits in the bottom third of 392 live Finance tools on FalcoScan. Across Finance, the average opportunity score is 68.5 and the average saturation score 34.9. FalcoScan rates Kredivo's own market position as open. 76 of the 392 operating Finance tools have hot momentum, and FalcoScan has recorded 6 shutdowns in the category.
The closest alternatives to Kredivo that are still running, matched on the AI capabilities, uses and audience they share, are Kueski, Tabby, Tamara, DANA, and Xendit.
Is Kredivo still running?
Yes. As of 2 November 2026, FalcoScan lists Kredivo as operating at kredivo.com.
Where is Kredivo based?
Kredivo is headquartered in Jakarta, Indonesia.
Does Kredivo have an API?
Yes. Kredivo offers an API.
Who is Kredivo for?
Kredivo is built for consumers and retailers.
How do I sign in to Kredivo?
Sign in on Kredivo's own website, kredivo.com. FalcoScan reviews Kredivo but does not run its accounts, so logins, passwords and billing are handled by Kredivo directly.