What Adyen does
Adyen is a financial technology platform that combines payment acceptance, payouts, data insights and financial products such as card issuing and capital. It is aimed at large businesses operating globally, across retail, travel and hospitality, digital media, SaaS platforms and marketplaces, food and beverage and financial services. The site names unified payments for online and in person channels, risk management, authentication, issuing, global payouts, embedded finance through Adyen for Platforms and a single API covering multiple use cases, backed by US, UK and EU banking licenses. Pricing is per transaction: a fixed $0.13 processing fee plus a fee set by the payment method, with Interchange++ for cards and no monthly or setup fees, though a minimum invoice may apply.
How Adyen compares with its closest alternatives
4 of the 5 closest alternatives have a free plan; Adyen does not. All 5 offer an API, as Adyen does. Adyen was founded in 2006; the alternatives were founded between 2005 and 2016, 1 of them earlier. Adyen is based in Amsterdam, Netherlands; none of its 5 alternatives is in the Netherlands. They are in Sweden, Brazil, Nigeria and elsewhere.