Finance

Endowus

AI-driven wealth management for Asia

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Pricing · FreemiumStable
The FalcoScan Intel PanelEndowus · Finance
Data updated 2 November 2026
Opportunity
Moderate
Band
Saturation
Open
Band
Wrapper risk
Low
Band
Momentum
Stable
Market trend

Finance AI has a narrow moat on average, from the moat scores of its rated products. What protects Finance AI tools, and the widest moats

The Brief

What Endowus does

Endowus is a digital wealth platform licensed in Singapore for investing their Cash, CPF and SRS funds. It is aimed at Singapore residents who want guided investing for long term goals such as retirement, with a Private Wealth service for clients seeking private markets and hedge funds with a dedicated advisor. The site names Flagship, Income, Cash Smart, Satellite, ESG and Factor Investing portfolios, an option to design a custom portfolio from a mutual fund marketplace, and EndowusAI, a planning tool. Tools include Singpass onboarding, joint accounts and recurring investments. Pricing is an annual Endowus Fee of 0.05% to 0.60%, depending on investment objective, source of funds and assets under advice.

How Endowus compares with its closest alternatives

4 of the 5 closest alternatives have a free plan, as Endowus does. 3 of the 5 offer an API; FalcoScan's records show none for Endowus. Endowus offers a web app and a mobile app. Of the 4 alternatives with platforms on record, 3 offer a web app and all 4 offer a mobile app. Endowus was founded in 2017; the alternatives were founded between 2015 and 2019, 3 of them earlier. Endowus is based in Singapore; 2 of its 5 alternatives are in Singapore too, and the others in Indonesia.

Market position · Finance

How Endowus compares in Finance

Endowus has moderate opportunity and sits in the bottom third of 392 live Finance tools on FalcoScan. Across Finance, the average opportunity score is 68.5 and the average saturation score 34.9. FalcoScan rates Endowus's own market position as open. 76 of the 392 operating Finance tools have hot momentum, and FalcoScan has recorded 6 shutdowns in the category.

Endowus compared with its closest alternatives
ProductOpportunitySaturationPricingPricing fromFree planAPIPlatformsMomentum
EndowusFounded 2017 · SingaporeModerateOpenFreemium—YesNoWeb, MobileStable
StashAwayFounded 2016 · SingaporeModerateOpenFreemium—YesNoWeb, MobileStable
SyfeFounded 2019 · SingaporeModerateOpenFreemium—YesNoWeb, MobileStable
DANAFounded 2018 · Jakarta, IndonesiaModerateContestedFree—YesYesMobileStable
KredivoFounded 2016 · Jakarta, IndonesiaModerateOpenFreemium—YesYesWeb, API, MobileStable
XenditFounded 2015 · Jakarta, IndonesiaHighOpenPaid—NoYesAPIRising

Exact opportunity and saturation scores for all 6 of these, and where each ranks in Finance.

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What it ships with

Capabilities & who uses it

The capabilities Endowus exposes to builders and the verticals it currently serves.

AI Capabilities
Data AnalysisReasoningAutomation
Industry Verticals
FintechWealth Management
Tagged

Endowus shows up when builders search for these

wealthtechseasingaporerobo-advisor
Similar tools · Finance

Alternatives to Endowus

Products still running that do the same job, from the finance market and related ones, closest match first.

See the Finance market
Finance
StashAway

AI-driven robo-advisor for Asia

Opportunity Moderate
Freemium
Finance
Syfe

AI-powered investment platform

Opportunity Moderate
Freemium
Finance
DANA

AI-driven digital wallet for Indonesia

Opportunity Moderate
Free
Finance
Kredivo

AI-driven digital credit for Southeast Asia

Opportunity Moderate
Freemium
Finance
Xendit

AI-powered payment infrastructure for SEA

Opportunity High
Paid
Finance
Banco Inter

AI-powered super app and digital banking

Opportunity Moderate
Freemium
Featured in
Questions

Endowus: common questions

How much does Endowus charge?

As of Oct 2026, the Endowus Fee is 0.05% to 0.60% per annum, depending on investment objective, source of funds (CPF, SRS or Cash) and client assets under advice.

Source: endowus.com ↗

Is Endowus free?

Endowus has a free tier, with paid plans.

What are the best alternatives to Endowus?

The closest alternatives to Endowus that are still running, matched on the AI capabilities, uses and audience they share, are StashAway, Syfe, DANA, Kredivo, and Xendit.

Is Endowus still running?

Yes. As of 2 November 2026, FalcoScan lists Endowus as operating at endowus.com.

Where is Endowus based?

Endowus is headquartered in Singapore.

Does Endowus have an API?

FalcoScan's records show no public API for Endowus.

Who is Endowus for?

Endowus is built for consumers.

How do I sign in to Endowus?

Sign in on Endowus's own website, endowus.com. FalcoScan reviews Endowus but does not run its accounts, so logins, passwords and billing are handled by Endowus directly.

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