Lemonade (NYSE:LMND) is an AI-native insurance company with renters, homeowners, pet, and life insurance. Uses ML chatbots (Maya, AI Jim) for instant quotes and 3-second claims. NYC HQ + Tel Aviv R&D. Israeli founders Daniel Schreiber and Shai Wininger.
How Lemonade compares with its closest alternatives
4 of the 5 closest alternatives have a free plan; Lemonade does not. All 5 offer an API, as Lemonade does. Lemonade offers a web app and a mobile app. Of the 4 alternatives with platforms on record, 3 offer a web app and all 4 offer a mobile app. Lemonade was founded in 2015; the alternatives were founded between 1994 and 2013, 5 of them earlier. Lemonade is based in New York, United States; none of its 5 alternatives is in the United States. They are in Brazil, the Netherlands and Sweden.
Market position · Finance
How Lemonade compares in Finance
Lemonade has high opportunity and sits in the top third of 392 live Finance tools on FalcoScan. Across Finance, the average opportunity score is 68.5 and the average saturation score 34.9. FalcoScan rates Lemonade's own market position as open. 76 of the 392 operating Finance tools have hot momentum, and FalcoScan has recorded 6 shutdowns in the category.
The closest alternatives to Lemonade that are still running, matched on the AI capabilities, uses and audience they share, are Nubank, Adyen, Bunq, Banco Inter, and Klarna.
Is Lemonade still running?
Yes. As of 2 November 2026, FalcoScan lists Lemonade as operating at lemonade.com.
Where is Lemonade based?
Lemonade is headquartered in New York, United States.
Does Lemonade have an API?
Yes. Lemonade offers an API.
Who is Lemonade for?
Lemonade is built for consumers.
How do I sign in to Lemonade?
Sign in on Lemonade's own website, lemonade.com. FalcoScan reviews Lemonade but does not run its accounts, so logins, passwords and billing are handled by Lemonade directly.